ื“ืœื’ ืœืชื•ื›ืŸ ื”ืจืืฉื™
ืขื•ื“ื›ืŸ 2026-08-21

ืžื—ื™ืจ ื‘ื™ื˜ื•ื— ืจื›ื‘ 2026

ื›ืžื” ืขื•ืœื” ื‘ื™ื˜ื•ื— ืจื›ื‘? ื”ืชืฉื•ื‘ื” ืžืชืคืฆืœืช ืœืฉื ื™ื™ื. ืœื‘ื™ื˜ื•ื— ื—ื•ื‘ื” ื™ืฉ ืชืขืจื™ืฃ ืžืคื•ืงื— ืฉืžืชืคืจืกื ืžื“ื™ ื—ื•ื“ืฉ: ืชืขืจื™ืฃ ื”ืคื•ืœ ื ืข ื‘ื™ืŸ 3,584 ืœ-4,644 ืฉ"ื— ื‘ืจื•ื˜ื• ืœืฉื ื” ืœืคื™ ื ืคื— ื”ืžื ื•ืข, ื•ืขืœื™ื• ืคื•ืขืœื™ื ืžืงื“ืžื™ื ืื™ืฉื™ื™ื ื™ื“ื•ืขื™ื. ืœื‘ื™ื˜ื•ื— ืžืงื™ืฃ ื•ืœื‘ื™ื˜ื•ื— ืฆื“ ื’ ืื™ืŸ ืžื—ื™ืจื•ืŸ ืžืคื•ืจืกื ื›ืœืœ, ื•ื”ื ืžืชื•ืžื—ืจื™ื ืคืจื˜ื ื™ืช ืœื›ืœ ืจื›ื‘ ื•ืœื›ืœ ืจืฉื™ืžืช ื ื”ื’ื™ื. ื‘ืขืžื•ื“ ื”ื–ื” ืชืžืฆืื• ืืช ืžื” ืฉื›ืŸ ืžืคื•ืจืกื, ื•ืืช ื”ื“ืจืš ืœืงื‘ืœ ืืช ื”ืชืขืจื™ืฃ ื”ืืžื™ืชื™ ืฉืœื›ื.

ื”ืฉื•ื•ืืช ืžื—ื™ืจื™ื
3,584-4,644 ืฉ"ื—
ื‘ื™ื˜ื•ื— ื—ื•ื‘ื”, ืชืขืจื™ืฃ ื‘ืกื™ืก ืœืฉื ื”
ืชืขืจื™ืฃ ื”ืคื•ืœ 09/2026, ืœืคื ื™ ืžืงื“ืžื™ื ืื™ืฉื™ื™ื
ืœืœื ืžื—ื™ืจื•ืŸ
ื‘ื™ื˜ื•ื— ืžืงื™ืฃ
ืชืขืจื™ืฃ ืฉืื™ื ื• ืžืคื•ืงื—, ื ืงื‘ืข ืคืจื˜ื ื™ืช ืœืคื™ ื”ืจื›ื‘ ื•ื”ื ื”ื’ื™ื
ืœืœื ืžื—ื™ืจื•ืŸ
ื‘ื™ื˜ื•ื— ืฆื“ ื’
ืชืขืจื™ืฃ ืฉืื™ื ื• ืžืคื•ืงื—, ื ืงื‘ืข ืœืคื™ ื’ื‘ื•ืœ ื”ืื—ืจื™ื•ืช ื•ื”ื ื”ื’ื™ื

ืงื‘ืœ ื”ืฆืขืช ืžื—ื™ืจ ืœื‘ื™ื˜ื•ื— ืจื›ื‘

ื”ืฉืื™ืจื• ืฉื ื•ื˜ืœืคื•ืŸ โ€” ื ืฉื•ื•ื” ืขื‘ื•ืจื›ื ื‘ื™ืŸ ื—ื‘ืจื•ืช ื”ื‘ื™ื˜ื•ื— ื”ืžื•ื‘ื™ืœื•ืช. ื—ื™ื ื ื•ืœืœื ื”ืชื—ื™ื™ื‘ื•ืช.

1 ื‘ื—ืจ ืกื•ื’ ื‘ื™ื˜ื•ื—

ื‘ืื™ื–ื” ื‘ื™ื˜ื•ื— ืืชื” ืžืขื•ื ื™ื™ืŸ?

ืชืขืจื™ืฃ ื‘ื™ื˜ื•ื— ื”ื—ื•ื‘ื” ื”ืžืคื•ืจืกื, ืœืคื™ ื ืคื— ืžื ื•ืข

ืจื›ื‘ ืคืจื˜ื™ ื•ืžืกื—ืจื™ ืขื“ 3.5 ื˜ื•ืŸ ื‘ื‘ืขืœื•ืช ืคืจื˜ื™ืช | ืชืขืจื™ืฃ 09/2026 | ืกื›ื•ืžื™ื ื‘ืฉ"ื— ืœืฉื ื”

ื ืคื— ืžื ื•ืข ื“ืžื™ ื‘ื™ื˜ื•ื— ื ื˜ื• ืคืจืžื™ื” ื‘ืจื•ื˜ื•
ืขื“ ื•ื›ื•ืœืœ 1,338 ืกืž"ืง 2,609.21 ืฉ"ื— 3,584 ืฉ"ื—
ืž-1,339 ืขื“ ื•ื›ื•ืœืœ 1,460 ืกืž"ืง 2,713.62 ืฉ"ื— 3,728 ืฉ"ื—
ืž-1,461 ืขื“ ื•ื›ื•ืœืœ 1,797 ืกืž"ืง 2,957.94 ืฉ"ื— 4,063 ืฉ"ื—
ืž-1,798 ืขื“ ื•ื›ื•ืœืœ 1,993 ืกืž"ืง 3,207.48 ืฉ"ื— 4,406 ืฉ"ื—
ืž-1,994 ืขื“ ื•ื›ื•ืœืœ 2,670 ืกืž"ืง 3,380.8 ืฉ"ื— 4,644 ืฉ"ื—
ืžืขืœ 2,671 ืกืž"ืง 3,059.21 ืฉ"ื— 4,202 ืฉ"ื—

ืžืงื•ืจ: ื”ืžืื’ืจ ื”ื™ืฉืจืืœื™ ืœื‘ื™ื˜ื•ื— ืจื›ื‘ ื—ื•ื‘ื” ("ื”ืคื•ืœ"), ืชืขืจื™ืฃ ื‘ื™ื˜ื•ื— ื—ื•ื‘ื” ืœื—ื•ื“ืฉ ืกืคื˜ืžื‘ืจ 2026 - ื›ื•ืœืœ ืžื“ื“. ื”ืชืขืจื™ืฃ ื”ืžืœื. ื ื‘ื“ืง ื‘-2026-08-21. ื”ืชืขืจื™ืฃ ืžืชืขื“ื›ืŸ ืžื“ื™ ื—ื•ื“ืฉ.

ืื™ืš ืœืงืจื•ื ืืช ื”ื˜ื‘ืœื” ื”ื–ืืช

ื–ื”ื• ืชืขืจื™ืฃ ื‘ืกื™ืก ืœืคื ื™ ืžืงื“ืžื™ื ื•ืœื ืžื” ืฉื ื”ื’ ืžืฉืœื - ื”ื˜ื‘ืœื” ืžืฆื™ื’ื” ืืช ืชืขืจื™ืฃ ื”ืชืื’ื™ื“ ื”ืฉื™ื•ืจื™, ืฉืžื—ื•ื™ื‘ ืœื‘ื˜ื— ื›ืœ ืคื•ื ื” ื•ืœื›ืŸ ืžืคืจืกื ืืช ื”ืžื—ื™ืจื•ืŸ ืฉืœื• ื‘ืžืœื•ืื•. ืขืœ ื”ืกื›ื•ื ื”ื–ื” ืคื•ืขืœื™ื ื”ืžืงื“ืžื™ื ื”ืื™ืฉื™ื™ื ืฉื‘ื”ืžืฉืš ื”ืขืžื•ื“, ื•ื—ืœืงื ืžื•ืจื™ื“ื™ื ืื•ืชื• ื‘ืขืฉืจื•ืช ืื—ื•ื–ื™ื.

ืื™ืŸ ื˜ื‘ืœื” ืžืงื‘ื™ืœื” ืœืžืงื™ืฃ ื•ืœืฆื“ ื’, ื•ื–ื• ืœื ื”ืฉืžื˜ื” - ืฉื ื™ ื”ืžื•ืฆืจื™ื ืื™ื ื ืžืคื•ืงื—ื™ื ื‘ืชืขืจื™ืฃ. ื›ืœ ื—ื‘ืจื” ื‘ื•ื ื” ืžื—ื™ืจ ืžืฉืœื” ืœื›ืœ ืจื›ื‘ ื•ืœื›ืœ ืจืฉื™ืžืช ื ื”ื’ื™ื, ื•ืœื›ืŸ ืžื—ื™ืจ ืœืคื™ ื—ื‘ืจื” ื”ื•ื ืžืกืคืจ ืฉืื™ื ื• ืงื™ื™ื ืขื“ ืฉืžื–ื™ื ื™ื ืคืจื•ืคื™ืœ ืžืœื. ื˜ื‘ืœืช ืžื—ื™ืจื™ื ื›ื–ืืช ื”ื™ื, ื‘ื”ื’ื“ืจื”, ื”ืขืจื›ื”.

ืื™ืคื” ืžืงื‘ืœื™ื ืืช ื”ืชืขืจื™ืฃ ื”ืืžื™ืชื™ ืฉืœื›ื

ืžื—ืฉื‘ื•ืŸ ืชืขืจื™ืคื™ ื‘ื™ื˜ื•ื— ื”ื—ื•ื‘ื” ืฉืœ ืจืฉื•ืช ืฉื•ืง ื”ื”ื•ืŸ ืžื‘ืงืฉ ืืช ืคืจื˜ื™ ื”ื ื”ื’ื™ื ื•ื”ืจื›ื‘, ื•ืžื—ื–ื™ืจ ืืช ื”ืชืขืจื™ืฃ ื”ืฉื ืชื™ ืฉืœ ื›ืœ ื—ื‘ืจื” ืฉืžื•ื›ื ื” ืœื‘ื˜ื— ืืชื›ื. ื–ื• ื”ื”ืฉื•ื•ืื” ื”ืจืฉืžื™ืช, ื•ื”ื™ื ื—ื™ื ื.

ืคืจื˜ื™ ื”ืคื•ืœื™ืกื”

ืกื•ื’ ื”ืจื›ื‘ ื•ืชืืจื™ืš ืชื—ื™ืœืช ื”ื‘ื™ื˜ื•ื—

ืคืจื˜ื™ ื”ื ื”ื’ื™ื

ื’ื™ืœ, ื•ืชืง ื ื”ื™ื’ื”, ืžืกืคืจ ืชืื•ื ื•ืช ื•ืžืกืคืจ ืฉืœื™ืœื•ืช ืจื™ืฉื™ื•ืŸ

ืคืจื˜ื™ ื”ืจื›ื‘

ื ืคื— ืžื ื•ืข, ืฉื ืช ื™ื™ืฆื•ืจ ื•ืžืขืจื›ื•ืช ื‘ื˜ื™ื—ื•ืช ืžื•ืชืงื ื•ืช

ื”ืชื•ืฆืื”

ื”ืชืขืจื™ืฃ ื”ืฉื ืชื™ ืฉืœ ื›ืœ ื—ื‘ืจื” ืฉืžื•ื›ื ื” ืœื‘ื˜ื— ืืช ื”ืคืจื•ืคื™ืœ, ืœืฆื“ ืชืขืจื™ืฃ ื”ืคื•ืœ

ืœืžื—ืฉื‘ื•ืŸ ื”ืจืฉืžื™ ืฉืœ ืจืฉื•ืช ืฉื•ืง ื”ื”ื•ืŸ

ืžื” ืžืฉืคื™ืข ืขืœ ืžื—ื™ืจ ื‘ื™ื˜ื•ื— ืจื›ื‘?

ื”ืชื•ื•ื™ืช ืœื™ื“ ื›ืœ ื’ื•ืจื ืื•ืžืจืช ืื ื”ื•ื ืžืคื•ืจืกื ื‘ืชืขืจื™ืฃ ื”ืจืฉืžื™ ืื• ื ืงื‘ืข ื‘ื›ืœ ื—ื‘ืจื” ื‘ื ืคืจื“

ืชืขืจื™ืฃ ื‘ืกื™ืก ืžืคื•ืจืกื

ื ืคื— ืžื ื•ืข

ื‘ื‘ื™ื˜ื•ื— ื—ื•ื‘ื” ืงื‘ื•ืฆืช ื ืคื— ื”ืžื ื•ืข ืงื•ื‘ืขืช ืืช ื ืงื•ื“ืช ื”ืคืชื™ื—ื”, ื›ืคื™ ืฉืžื•ืคื™ืข ื‘ื˜ื‘ืœืช ื”ืชืขืจื™ืฃ ืœืžืขืœื”. ื›ืœ ืฉืืจ ื”ืžืฉืชื ื™ื ืคื•ืขืœื™ื ืขืœ ื”ืกื›ื•ื ื”ื–ื”.

ืžืงื“ื ืžืคื•ืจืกื

ื’ื™ืœ ื”ื ื”ื’

ื”ื’ื™ืœ ื”ื•ื ืžืฉืชื ื” ืžื•ื’ื“ืจ ื‘ืชืขืจื™ืฃ ื”ื—ื•ื‘ื”, ื•ื›ืœ ืžื“ืจื’ืช ื’ื™ืœ ื ื•ืฉืืช ืžืงื“ื ื™ื“ื•ืข ืฉืžื•ืคื™ืข ื‘ื˜ื‘ืœืช ื”ืžืงื“ืžื™ื ืœืžื˜ื”. ื‘ื‘ื™ื˜ื•ื— ืžืงื™ืฃ ื•ื‘ืฆื“ ื’ ื”ื’ื™ืœ ืžืฉื•ืงืœืœ ื‘ื›ืœ ื—ื‘ืจื” ื‘ื ืคืจื“ ื•ืื™ื ื• ืžืคื•ืจืกื.

ืžืงื“ื ืžืคื•ืจืกื

ื•ืชืง ื ื”ื™ื’ื”

ืฉื ื•ืช ื”ืจื™ืฉื•ื™ ื ืกืคืจื•ืช ื‘ืžื“ืจื’ื•ืช, ื•ื›ืœ ืžื“ืจื’ื” ื ื•ืฉืืช ืžืงื“ื ืžืฉืœื”. ื–ื” ืื—ื“ ื”ืฉื“ื•ืช ืฉื”ืžื—ืฉื‘ื•ืŸ ื”ืจืฉืžื™ ืžื‘ืงืฉ ืœืžืœื.

ืžืงื“ื ืžืคื•ืจืกื

ืชืื•ื ื•ืช ื•ืฉืœื™ืœื•ืช ืจื™ืฉื™ื•ืŸ

ืžืกืคืจ ื”ืชื‘ื™ืขื•ืช ื•ืžืกืคืจ ื”ืฉืœื™ืœื•ืช ื”ื ืฉื ื™ ืžืฉืชื ื™ื ื ืคืจื“ื™ื ื‘ืชืขืจื™ืฃ, ื•ืฉื ื™ื”ื ืขื•ืœื™ื ื‘ืžื“ืจื’ื•ืช. ื”ื–ื ื” ืฉื’ื•ื™ื” ืฉืœ ืื—ื“ ืžื”ื ืžืฉื ื” ืืช ื”ืชืขืจื™ืฃ.

ืžืงื“ื ืžืคื•ืจืกื

ืžืขืจื›ื•ืช ื‘ื˜ื™ื—ื•ืช ื‘ืจื›ื‘

ื‘ืงืจืช ื™ืฆื™ื‘ื•ืช, ื”ืชืจืขืช ืžืจื—ืง ื•ื”ืชืจืขืช ืกื˜ื™ื™ื” ืžื ืชื™ื‘ ืžื–ื›ื•ืช ื‘ื”ื ื—ื” ืฉืžืคื•ืจืกืžืช ื‘ืชืขืจื™ืฃ, ื›ืฉื”ืŸ ืžื•ืชืงื ื•ืช ื•ืžืชื•ืขื“ื•ืช.

ืชืžื—ื•ืจ ืคืจื˜ื ื™, ืœืœื ืžื—ื™ืจื•ืŸ

ืฉื•ื•ื™ ื”ืจื›ื‘

ืจืœื•ื•ื ื˜ื™ ืœื‘ื™ื˜ื•ื— ืžืงื™ืฃ: ืชื’ืžื•ืœื™ ื”ื‘ื™ื˜ื•ื— ื‘ืื•ื‘ื“ืŸ ืžื•ื—ืœื˜ ื ื’ื–ืจื™ื ืžืฉื•ื•ื™ ื”ืจื›ื‘ ื‘ืžื—ื™ืจื•ืŸ, ื•ืœื›ืŸ ื”ืฉื•ื•ื™ ืžืฉืคื™ืข ื™ืฉื™ืจื•ืช ืขืœ ื”ืคืจืžื™ื”. ืื™ืŸ ืคืจืกื•ื ืฉืœ ื™ื—ืก ืงื‘ื•ืข ื‘ื™ืŸ ื”ืฉื ื™ื™ื.

ืชืžื—ื•ืจ ืคืจื˜ื ื™, ืœืœื ืžื—ื™ืจื•ืŸ

ื’ื•ื‘ื” ื”ื”ืฉืชืชืคื•ืช ื”ืขืฆืžื™ืช

ื”ื”ืฉืชืชืคื•ืช ื”ืขืฆืžื™ืช ื”ื™ื ืžื” ืฉืชืฉืœืžื• ื‘ื›ืœ ืชื‘ื™ืขื”. ื”ืขืœืื” ืฉืœื” ืžื•ืจื™ื“ื” ืืช ื”ืคืจืžื™ื”, ืื‘ืœ ืฉื™ืขื•ืจ ื”ื”ื•ืจื“ื” ื ืงื‘ืข ื‘ื›ืœ ื—ื‘ืจื” ื‘ื ืคืจื“ ื•ืื™ื ื• ืžืคื•ืจืกื.

ืžืงื“ื ืžืคื•ืจืกื

ืฉื™ืžื•ืฉ ื‘ืจื›ื‘

ืœื™ืžื•ื“ ื ื”ื™ื’ื”, ื”ืฉื›ืจื”, ืจื›ื‘ ืžื“ื‘ืจื™ ื•ืจื›ื‘ ืืกืคื ื•ืช ื ื•ืฉืื™ื ืžืงื“ืžื™ ื”ื›ืคืœื” ืžืคื•ืจืกืžื™ื ื‘ืชืขืจื™ืฃ ื”ื—ื•ื‘ื”, ื•ื”ื ืžืจื•ื›ื–ื™ื ื‘ื˜ื‘ืœื” ืœืžื˜ื”.

ื”ืžืงื“ืžื™ื ืฉืงื•ื‘ืขื™ื ืืช ืชืขืจื™ืฃ ื”ื—ื•ื‘ื” ืœืคื™ ืคืจื•ืคื™ืœ

ืืœื” ื”ืžืฉืชื ื™ื ืฉืžื•ืคื™ืขื™ื ื‘ืชืขืจื™ืฃ ื”ืžืคื•ืจืกื, ื•ื”ื ื’ื ืžื” ืฉื”ืžื—ืฉื‘ื•ืŸ ื”ืจืฉืžื™ ืžื‘ืงืฉ ืœืžืœื. ืื—ื•ื– ื—ื™ื•ื‘ื™ ื”ื•ื ืชื•ืกืคืช ืขืœ ืชืขืจื™ืฃ ื”ื‘ืกื™ืก, ืฉืœื™ืœื™ ื”ื•ื ื”ื ื—ื”.

ืžื™ืŸ ื”ื ื”ื’

  • ื–ื›ืจ ืขื“ ื’ื™ืœ 23 ื›ื•ืœืœ +10%
  • ื–ื›ืจ ืžืขืœ ื’ื™ืœ 23 +5%
  • ื ืงื‘ื” 0%

ื’ื™ืœ ื”ื ื”ื’

  • ืขื“ ื’ื™ืœ 23 ื›ื•ืœืœ +4%
  • ื’ื™ืœืื™ 24-26 ื›ื•ืœืœ -12%
  • ื’ื™ืœืื™ 27-29 ื›ื•ืœืœ -20%
  • ื’ื™ืœืื™ 30-46 ื›ื•ืœืœ -28%
  • ืžืขืœ ื’ื™ืœ 47 -33%

ื•ืชืง ื ื”ื™ื’ื” (ืฉื ื•ืช ืจื™ืฉื•ื™)

  • ืขื“ ื•ื›ื•ืœืœ ืฉื ื” +4%
  • ืž-2 ื•ืขื“ ื•ื›ื•ืœืœ 3 ืฉื ื™ื -5%
  • ืž-4 ืขื“ ื•ื›ื•ืœืœ 5 ืฉื ื™ื -13%
  • ืž-6 ืขื“ ื•ื›ื•ืœืœ 8 ืฉื ื™ื -19%
  • ืž-9 ืขื“ ื•ื›ื•ืœืœ 25 ืฉื ื™ื -23%
  • ืžืขืœ 26 ืฉื ื™ื -25%

ืžืกืคืจ ืชืื•ื ื•ืช

  • ืœืœื ืชืื•ื ื•ืช ืขื“ ืชื‘ื™ืขื” ืื—ืช ื›ื•ืœืœ 0%
  • 2 ืชื‘ื™ืขื•ืช +30%
  • 3 ืื• ื™ื•ืชืจ +60%

ืžืกืคืจ ืฉืœื™ืœื•ืช ืจื™ืฉื™ื•ืŸ

  • ืœืœื ืฉืœื™ืœื•ืช 0%
  • ืฉืœื™ืœื” ืื—ืช +30%
  • 2 ืฉืœื™ืœื•ืช ืื• ื™ื•ืชืจ +60%

ืžืขืจื›ื•ืช ื‘ื˜ื™ื—ื•ืช ื‘ืจื›ื‘

  • ื‘ืงืจืช ื™ืฆื™ื‘ื•ืช (ESP) ืงื™ื™ืžืช -15%
  • ื”ืชืจืขืช ืžืจื—ืง (FCW) ืงื™ื™ืžืช -4%
  • ื”ืชืจืขืช ืกื˜ื™ื™ื” ืžื ืชื™ื‘ (LDW) ืงื™ื™ืžืช -4%

ืžืงื“ืžื™ ืฉื™ืžื•ืฉ ืžื™ื•ื—ื“ ื‘ืจื›ื‘

ืžืงื“ืžื™ ื”ื›ืคืœื” ืฉืžืคื•ืจืกืžื™ื ื‘ื”ืขืจื•ืช ื”ืชืขืจื™ืฃ. ื”ื ืคื•ืขืœื™ื ืขืœ ื”ืชืขืจื™ืฃ ืื—ืจื™ ื”ืžืงื“ืžื™ื ื”ืื™ืฉื™ื™ื.

  • ืจื›ื‘ ื”ืžืฉืžืฉ ืœืœื™ืžื•ื“ ื ื”ื™ื’ื” ร—1.25
  • ืจื›ื‘ ืžื“ื‘ืจื™ ื•ืจื›ื‘ ืžื“ื‘ืจื™ ืžื™ื•ื—ื“ ร—1.1
  • ืจื›ื‘ ืืกืคื ื•ืช (ื’ื™ืœ 30 ืฉื ื” ื•ืžืขืœื”, ืžื–ื•ื”ื” ื‘ืจื™ืฉื™ื•ืŸ) ร—0.43
  • ืจื›ื‘ ื”ืžืฉืžืฉ ืœื”ืฉื›ืจื” ืœืชืงื•ืคื” ืฉืœ ืขื“ ืฉื ื” ร—2.5
  • ืจื›ื‘ ื”ืžืฉืžืฉ ืœื”ืฉื›ืจื” ืœืชืงื•ืคื” ืฉืœ ืฉื ื” ื•ืžืขืœื” ร—1.2

ืžืงื•ืจ: ื”ืžืื’ืจ ื”ื™ืฉืจืืœื™ ืœื‘ื™ื˜ื•ื— ืจื›ื‘ ื—ื•ื‘ื” ("ื”ืคื•ืœ"), ืชืขืจื™ืฃ ื‘ื™ื˜ื•ื— ื—ื•ื‘ื” ืœื—ื•ื“ืฉ ืกืคื˜ืžื‘ืจ 2026 - ื›ื•ืœืœ ืžื“ื“. ื”ืžืงื“ืžื™ื ื—ืœื™ื ืขืœ ืชืขืจื™ืฃ ื”ื‘ืกื™ืก ืฉื‘ื˜ื‘ืœื” ืœืžืขืœื”, ื•ื”ืชืขืจื™ืฃ ื”ืกื•ืคื™ ืฉืœ ื›ืœ ื—ื‘ืจื” ืžื•ื—ื–ืจ ื‘ืžื—ืฉื‘ื•ืŸ ื”ืจืฉืžื™. ืœืžืงื™ืฃ ื•ืœืฆื“ ื’ ืื™ืŸ ืžืงื“ืžื™ื ืžืคื•ืจืกืžื™ื ื›ืœืœ.

ืื™ืš ืœืฉืœื ืคื—ื•ืช ืขืœ ื‘ื™ื˜ื•ื— ืจื›ื‘?

ืฉื™ืฉื” ืฆืขื“ื™ื ืžืขืฉื™ื™ื. ื”ืชื•ื•ื™ืช ืื•ืžืจืช ืื ื”ืฆืขื“ ื ืฉืขืŸ ืขืœ ืžืงื“ื ืžืคื•ืจืกื ืื• ืชืœื•ื™ ื‘ื”ืฆืขื” ืฉืชืงื‘ืœื•.

1
ืžื“ื™ื“

ื”ืจื™ืฆื• ืืช ื”ืคืจื•ืคื™ืœ ืฉืœื›ื ื‘ืžื—ืฉื‘ื•ืŸ ื”ืจืฉืžื™

ื”ืžื—ืฉื‘ื•ืŸ ืฉืœ ืจืฉื•ืช ืฉื•ืง ื”ื”ื•ืŸ ืžื—ื–ื™ืจ ืืช ืชืขืจื™ืฃ ื”ื—ื•ื‘ื” ืฉืœ ื›ืœ ื—ื‘ืจื” ืฉืžื•ื›ื ื” ืœื‘ื˜ื— ืืชื›ื, ืœืฆื“ ืชืขืจื™ืฃ ื”ืคื•ืœ. ื–ื• ื”ื”ืฉื•ื•ืื” ื”ื™ื—ื™ื“ื” ื‘ื‘ื™ื˜ื•ื— ืจื›ื‘ ืฉื ืฉืขื ืช ืขืœ ืชืขืจื™ืคื™ื ืจืฉืžื™ื™ื.

2
ืžืงื“ื ืžืคื•ืจืกื

ื•ื“ืื• ืฉืžืขืจื›ื•ืช ื”ื‘ื˜ื™ื—ื•ืช ืžื•ื–ื ื•ืช

ื‘ืงืจืช ื™ืฆื™ื‘ื•ืช, ื”ืชืจืขืช ืžืจื—ืง ื•ื”ืชืจืขืช ืกื˜ื™ื™ื” ืžื ืชื™ื‘ ืžื–ื›ื•ืช ื‘ื”ื ื—ื” ืžืคื•ืจืกืžืช. ืื ื”ืŸ ืงื™ื™ืžื•ืช ื‘ืจื›ื‘ ื•ืœื ื”ื•ื–ื ื•, ืืชื ืžืฉืœืžื™ื ื™ื•ืชืจ ืžื”ืชืขืจื™ืฃ ืฉืžื’ื™ืข ืœื›ื.

3
ืžืงื“ื ืžืคื•ืจืกื

ื‘ื“ืงื• ืžื™ ื‘ืืžืช ื ื•ื”ื’ ื‘ืจื›ื‘

ืจืฉื™ืžืช ื”ื ื”ื’ื™ื ืžืฉืคื™ืขื” ืขืœ ื”ืžืงื“ื. ื ื”ื’ ืฉืื™ื ื• ื ื•ื”ื’ ื‘ืคื•ืขืœ ื•ื ืฉืืจ ื‘ืจืฉื™ืžื” ืžื™ื™ืงืจ ืืช ื”ืคื•ืœื™ืกื” ื‘ืœื™ ืฉืื™ืฉ ื ื”ื ื” ืžื–ื”.

4
ืชืœื•ื™ ื”ืฆืขื”

ื‘ืงืฉื• ื”ืฆืขื•ืช ืขืœ ืื•ืชื• ืกืœ ื›ื™ืกื•ื™ื™ื

ื‘ืžืงื™ืฃ ื•ื‘ืฆื“ ื’ ืื™ืŸ ืžื—ื™ืจื•ืŸ, ื•ืœื›ืŸ ืžืฉื•ื•ื™ื ื”ืฆืขื•ืช ื‘ืคื•ืขืœ. ื”ืฆืขื” ืขื ื”ืฉืชืชืคื•ืช ืขืฆืžื™ืช ื’ื‘ื•ื”ื” ื™ื•ืชืจ ืื• ื›ื™ืกื•ื™ื™ื ืžืฆื•ืžืฆืžื™ื ื™ื•ืชืจ ืื™ื ื” ื–ื•ืœื” ื™ื•ืชืจ, ื”ื™ื ืžื•ืฆืจ ืื—ืจ.

5
ืชืœื•ื™ ื”ืฆืขื”

ื‘ื—ื ื• ืืช ื’ื•ื‘ื” ื”ื”ืฉืชืชืคื•ืช ื”ืขืฆืžื™ืช

ื‘ืงืฉื• ืžื”ื—ื‘ืจื” ืืช ื”ืคืจืžื™ื” ื‘ืฉืชื™ ืจืžื•ืช ื”ืฉืชืชืคื•ืช ืขืฆืžื™ืช, ื•ื”ืฉื•ื• ืืช ื”ืคืขืจ ื”ืฉื ืชื™ ืžื•ืœ ื”ืกื›ื•ื ืฉืชืฉืœืžื• ื‘ื™ื•ื ืฉื™ืฉ ืชื‘ื™ืขื”.

6
ืชืœื•ื™ ื”ืฆืขื”

ื‘ื“ืงื• ืื ื‘ื™ื˜ื•ื— ืœืคื™ ืงื™ืœื•ืžื˜ืจ ืžืชืื™ื

ืžื™ ืฉื ื•ืกืข ืžืขื˜ ืขืฉื•ื™ ืœืฉืœื ืคื—ื•ืช ื‘ืžืกืœื•ืœ ืฉื ืžื“ื“ ืœืคื™ ืงื™ืœื•ืžื˜ืจืื–. ื”ืžืกืœื•ืœื™ื ื”ืงื™ื™ืžื™ื ื‘ื™ืฉืจืืœ ืžืจื•ื›ื–ื™ื ื‘ืขืžื•ื“ ื”ื™ื™ืขื•ื“ื™.

ืžืกืœื•ืœ ื”ืงื™ืœื•ืžื˜ืจืื– ืžืจื•ื›ื– ื‘ืขืžื•ื“ ื‘ื™ื˜ื•ื— ืจื›ื‘ ืœืคื™ ืงื™ืœื•ืžื˜ืจ, ื•ื”ื”ื‘ื“ืœ ื‘ื™ืŸ ืกื•ื’ื™ ื”ื›ื™ืกื•ื™ ืžื•ืกื‘ืจ ื‘ืขืžื•ื“ื™ ื‘ื™ื˜ื•ื— ืžืงื™ืฃ ื•ื‘ื™ื˜ื•ื— ืฆื“ ื’.

ืฉืืœื•ืช ื ืคื•ืฆื•ืช ืขืœ ืžื—ื™ืจ ื‘ื™ื˜ื•ื— ืจื›ื‘

ื›ืžื” ืขื•ืœื” ื‘ื™ื˜ื•ื— ื—ื•ื‘ื” ืœืจื›ื‘ ืคืจื˜ื™?
ืœื‘ื™ื˜ื•ื— ื—ื•ื‘ื” ื™ืฉ ืชืขืจื™ืฃ ื‘ืกื™ืก ืžืคื•ืจืกื. ืชืขืจื™ืฃ ื”ืคื•ืœ ืœืชืงื•ืคื” 09/2026 ื ืข ื‘ื™ืŸ 3,584 ืœ-4,644 ืฉ"ื— ื‘ืจื•ื˜ื• ืœืฉื ื”, ืœืคื™ ืงื‘ื•ืฆืช ื ืคื— ื”ืžื ื•ืข. ื—ืฉื•ื‘ ืœื”ื‘ื™ืŸ ืžื” ื”ืžืกืคืจ ื”ื–ื”: ื–ื”ื• ืชืขืจื™ืฃ ื”ืชืื’ื™ื“ ื”ืฉื™ื•ืจื™ ืœืคื ื™ ื”ืžืงื“ืžื™ื ื”ืื™ืฉื™ื™ื, ื•ื”ืžืงื“ืžื™ื ื”ืžืคื•ืจืกืžื™ื ืžื•ืจื™ื“ื™ื ืื•ืชื• ื‘ืžื™ื“ื” ื ื™ื›ืจืช ืœื ื”ื’ ืžื ื•ืกื” ืขื ื”ื™ืกื˜ื•ืจื™ื” ื ืงื™ื™ื”. ืืช ื”ืชืขืจื™ืฃ ืฉืชืฉืœืžื• ื‘ืคื•ืขืœ, ื‘ื›ืœ ืื—ืช ืžื”ื—ื‘ืจื•ืช, ืžื—ื–ื™ืจ ื”ืžื—ืฉื‘ื•ืŸ ืฉืœ ืจืฉื•ืช ืฉื•ืง ื”ื”ื•ืŸ.

ื›ืžื” ืขื•ืœื” ื‘ื™ื˜ื•ื— ืจื›ื‘ ืžืงื™ืฃ?
ืื™ืŸ ืœื›ืš ืžืกืคืจ ืฉืืคืฉืจ ืœืคืจืกื. ื‘ื™ื˜ื•ื— ืžืงื™ืฃ ืื™ื ื• ืžื•ืฆืจ ืžืคื•ืงื— ื‘ืชืขืจื™ืฃ: ื›ืœ ื—ื‘ืจื” ืžืชืžื—ืจืช ืื•ืชื• ืคืจื˜ื ื™ืช ืœืคื™ ืฉื•ื•ื™ ื”ืจื›ื‘ ื‘ืžื—ื™ืจื•ืŸ, ื’ื™ืœ ื”ื ื”ื’ื™ื ื•ื•ืชืง ื”ื ื”ื™ื’ื” ืฉืœื”ื, ื”ื™ืกื˜ื•ืจื™ื™ืช ื”ืชื‘ื™ืขื•ืช, ื’ื•ื‘ื” ื”ื”ืฉืชืชืคื•ืช ื”ืขืฆืžื™ืช ื•ื”ื›ื™ืกื•ื™ื™ื ื”ื ื•ืกืคื™ื ืฉื ื‘ื—ืจื•. ื›ืœ ื˜ื‘ืœืช ืžื—ื™ืจื™ื ืœืคื™ ื—ื‘ืจื” ืœืžืงื™ืฃ ื”ื™ื ื‘ื”ื’ื“ืจื” ื”ืขืจื›ื” ื•ืœื ืžื—ื™ืจื•ืŸ. ื”ื“ืจืš ื”ื™ื—ื™ื“ื” ืœื“ืขืช ื”ื™ื ืœืงื‘ืœ ื”ืฆืขื•ืช ื‘ืคื•ืขืœ ืขืœ ืื•ืชื• ืกืœ ื›ื™ืกื•ื™ื™ื.

ื›ืžื” ืขื•ืœื” ื‘ื™ื˜ื•ื— ืฆื“ ื’ ืœืจื›ื‘?
ื’ื ืœื‘ื™ื˜ื•ื— ืฆื“ ื’ ืื™ืŸ ืžื—ื™ืจื•ืŸ ืžืคื•ืจืกื. ื”ืžื—ื™ืจ ื ื’ื–ืจ ืžื’ื•ื‘ื” ื’ื‘ื•ืœ ื”ืื—ืจื™ื•ืช ืฉื‘ื—ืจืชื, ืžืจืฉื™ืžืช ื”ื ื”ื’ื™ื ื•ืžื”ื™ืกื˜ื•ืจื™ื™ืช ื”ืชื‘ื™ืขื•ืช, ื•ื›ืœ ื—ื‘ืจื” ืงื•ื‘ืขืช ืื•ืชื• ื‘ืขืฆืžื”. ืžื” ืฉื›ืŸ ื™ื“ื•ืข ื”ื•ื ื”ื”ื‘ื“ืœ ื‘ื›ื™ืกื•ื™: ืฆื“ ื’ ืžื›ืกื” ื ื–ืง ืฉืชื’ืจืžื• ืœืจื›ื•ืฉ ืฉืœ ืื—ืจื™ื ื‘ืœื‘ื“, ื•ืœื ื ื–ืง ืœืจื›ื‘ ืฉืœื›ื.

ืœืžื” ืื™ืŸ ื›ืืŸ ื˜ื‘ืœืช ืžื—ื™ืจื™ื ืœืคื™ ื—ื‘ืจืช ื‘ื™ื˜ื•ื—?
ืžืคื ื™ ืฉื˜ื‘ืœื” ื›ื–ื• ื”ื™ื™ืชื” ืžืกืคืจื™ื ืžื•ืžืฆืื™ื. ื‘ื‘ื™ื˜ื•ื— ื—ื•ื‘ื” ื”ืชืขืจื™ืฃ ื”ืจืฉืžื™ ืฉืœ ื›ืœ ื—ื‘ืจื” ืžื•ื—ื–ืจ ื‘ืžื—ืฉื‘ื•ืŸ ืฉืœ ืจืฉื•ืช ืฉื•ืง ื”ื”ื•ืŸ ืื—ืจื™ ื”ื–ื ืช ืคืจื•ืคื™ืœ, ื•ืœื›ืŸ ืื™ ืืคืฉืจ ืœืจืฉื•ื ืื•ืชื• ืžืจืืฉ ื‘ื˜ื‘ืœื”. ื‘ืžืงื™ืฃ ื•ื‘ืฆื“ ื’ ืื™ืŸ ืชืขืจื™ืฃ ืžืคื•ืจืกื ื›ืœืœ. ื‘ืžืงื•ื ื˜ื‘ืœื”, ื”ืขืžื•ื“ ืžืฆื™ื’ ืืช ืชืขืจื™ืฃ ื”ื‘ืกื™ืก ื”ืžืคื•ืจืกื, ืืช ื”ืžืงื“ืžื™ื ื”ืจืฉืžื™ื™ื ืฉืคื•ืขืœื™ื ืขืœื™ื•, ื•ืžื ืชื‘ ืœืžื—ืฉื‘ื•ืŸ ื”ืจืฉืžื™.

ืื™ืš ืืคืฉืจ ืœื”ื•ืจื™ื“ ืืช ืžื—ื™ืจ ื”ื‘ื™ื˜ื•ื—?
ื‘ื‘ื™ื˜ื•ื— ื—ื•ื‘ื” ื™ืฉ ืžืกืœื•ืœ ืžื“ื™ื“: ื”ืžืงื“ืžื™ื ืžืคื•ืจืกืžื™ื, ื•ืœื›ืŸ ืฉื•ื•ื” ืœื•ื•ื“ื ืฉืžืขืจื›ื•ืช ื”ื‘ื˜ื™ื—ื•ืช ื”ืžื•ืชืงื ื•ืช ืžื•ื–ื ื•ืช, ืฉืจืฉื™ืžืช ื”ื ื”ื’ื™ื ืžืฉืงืคืช ืืช ืžื™ ืฉื‘ืืžืช ื ื•ื”ื’, ื•ืฉืžืกืคืจ ื”ืชืื•ื ื•ืช ื•ื”ืฉืœื™ืœื•ืช ืฉื”ื•ื–ืŸ ื ื›ื•ืŸ. ื‘ื‘ื™ื˜ื•ื— ืžืงื™ืฃ ื•ื‘ืฆื“ ื’ ื”ืžืกืœื•ืœ ื”ื•ื ื”ืฉื•ื•ืืช ื”ืฆืขื•ืช ืขืœ ืกืœ ื›ื™ืกื•ื™ื™ื ื–ื”ื”, ื‘ื—ื™ื ืช ื’ื•ื‘ื” ื”ื”ืฉืชืชืคื•ืช ื”ืขืฆืžื™ืช, ื•ื‘ื“ื™ืงื” ืื ื‘ื™ื˜ื•ื— ืœืคื™ ืงื™ืœื•ืžื˜ืจ ืžืชืื™ื ืœื›ื.

ืžืชื™ ื›ื“ืื™ ืœืขื‘ื•ืจ ืžื‘ื™ื˜ื•ื— ืžืงื™ืฃ ืœืฆื“ ื’?
ื”ืฉื™ืงื•ืœ ื”ื•ื ื”ื™ื—ืก ื‘ื™ืŸ ื”ืคืจืžื™ื” ื”ืฉื ืชื™ืช ืœื‘ื™ืŸ ืžื” ืฉืชืงื‘ืœื• ื‘ืื•ื‘ื“ืŸ ืžื•ื—ืœื˜. ื›ื›ืœ ืฉื”ืจื›ื‘ ืฉื•ื•ื” ืคื—ื•ืช ื‘ืžื—ื™ืจื•ืŸ, ื›ืš ื”ืชื’ืžื•ืœ ืงื˜ืŸ ื™ื•ืชืจ ื‘ืขื•ื“ ื”ืคืจืžื™ื” ืื™ื ื” ื™ื•ืจื“ืช ื‘ืื•ืชื• ืงืฆื‘. ืงื‘ืœื• ื”ืฆืขื” ืœืžืงื™ืฃ ื•ื”ืฆืขื” ืœืฆื“ ื’ ืขืœ ืื•ืชื• ืจื›ื‘, ื”ืฉื•ื• ืืช ื”ืคืขืจ ื”ืฉื ืชื™ ืžื•ืœ ืฉื•ื•ื™ ื”ืจื›ื‘, ื•ื‘ื“ืงื• ืžื” ื‘ื“ื™ื•ืง ืชืงื‘ืœื• ื‘ืื•ื‘ื“ืŸ ืžื•ื—ืœื˜. ืื ื”ืจื›ื‘ ืžืฉื•ืขื‘ื“ ืื• ื‘ืœื™ืกื™ื ื’, ื‘ื“ืจืš ื›ืœืœ ืื™ืŸ ื‘ื—ื™ืจื” ื•ืžืงื™ืฃ ื ื“ืจืฉ.

ืจื•ืฆื” ืœื“ืขืช ื›ืžื” ืชืฉืœื ืขืœ ื‘ื™ื˜ื•ื— ืจื›ื‘?

ื”ืฉืื™ืจื• ืคืจื˜ื™ื ื•ื ืฉื•ื•ื” ืขื‘ื•ืจื›ื ื”ืฆืขื•ืช ืขืœ ืื•ืชื• ืกืœ ื›ื™ืกื•ื™ื™ื, ื›ื“ื™ ืฉื”ื”ืฉื•ื•ืื” ืชื”ื™ื” ื‘ื™ืŸ ืžื•ืฆืจื™ื ื–ื”ื™ื

ืงื‘ืœ ื”ืฆืขืช ืžื—ื™ืจ ื”ืฉื•ื•ืืช ืžื—ื™ืจื™ ื‘ื™ื˜ื•ื— ืจื›ื‘
ืงื‘ืœ ื”ืฆืขืช ืžื—ื™ืจ ื—ื™ื ื